Best Price Workers Comp for Music Stores

Best Price Workers Comp for Music Stores

Workers Comp can be a burden for any retail establishment, and Music Stores are no different. While there are many companies available that offer Workers Comp for Music Stores, the cost for this coverage can be significant. For this reason, we will go over some of the things you can do to make sure you get the Best Price on your Music Store’s Workers Comp.

Best Price Workers Comp for Music Stores – Multi-Policy Discounts

Many people don’t realize this, but most Music Stores are in a great position to obtain multi-policy because many of the carriers that offer General Liability for Music Stores also offer the Workers Comp. By carrying these coverages with the same carrier, you not only can save money, but you can also make your life easier by having one contact for both of your policies.

Best Price Workers Comp for Music Stores – Continuous Coverage

Another important discount on your Workers Comp can be applied for having prior, continuous coverage. Workers Comp carriers like to see Music Stores with prior, continuous coverage with no lapses. Not only can you obtain discounts for having continuous coverage, you may be in a position to get a quote from a carrier that otherwise would have declined your account. This is because some carriers require several years of prior, continuous coverage before they offer a quote.

Best Price Workers Comp for Music Stores – Employee Safety

Implementing formal safety procedures can go a long way in assuring you get the Best Price Workers Comp for your Music Store. There are many different safety procedures you can implement. These procedures may include weekly/monthly safety meetings, formal lock-out/tag-out procedures for equipment, or implementing a return to light duty plan. If you are unsure of how to implement these procedures, contact your Workers Comp carrier, as they often have resources available to assist Insured’s with these procedures.

If you would like to learn more about obtaining the Best Price Workers Comp for your Music Store, we would be happy to help!

Give us a call at 925-297-4829.

All information is general in nature and is intended to provide guidance only. It is up to you to request specific coverage options, the agency and agent do not bear this responsibility. Always read the policy if there is a questions about coverage or a claim. If any information herein should conflict with your actual policy’s specific language, the policy language will be controlling.

If You Are Serious About Saving Money While Building A Long Term Business Relationship Please Request A Quote And We Will Be In Touch With Your Shortly!