What You Should Know About Texas Workers Comp

22 Sep What You Should Know About Texas Workers Comp

Posted at 23:13h in Work Comp Blog by
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What You Should Know About Texas Workers Comp

Every state has different rules, laws, and guidelines with regards to Workers Comp. As a business owner or manager, it is important you know the basics of Workers Comp for your state. This blog will go over some of the basics of Workers Comp in Texas.

What You Should Know About Texas Workers Comp – Is Workers Comp Required?

Texas, unlike some other states, is a non-compulsory state. This means purchasing Workers Comp for your employees is optional. However, it is important to understand that regardless of state requirements, you are still responsible for the safety of your employees. If you are operating a business without Workers Comp, you can still be held liable for injuries your employees suffer. With that said, every business with employees should carry Workers Comp, regardless of
requirements.

What You Should Know About Texas Workers Comp – Job Requirements

There are times when a performing a job for the government or another entity requires you to carry Workers Comp. This requirement can occur quite frequently despite Texas being a non-compulsory state. When working with an entity that requires Workers Comp, make sure you inquire about the limits of coverage that are required. Texas Workers Comp carriers offer several different options with respect to the limits of Insurance offered. This makes it especially important
to obtain the required limits ahead of time.

What You Should Know About Texas Workers Comp – NCCI

NCCI stands for the National Council on Compensation Insurance. Texas is an NCCI state, meaning the NCCI gathers data, analyzes industry trends, and prepares objective insurance rate and loss cost recommendations for the state of Texas. Through the NCCI website, you can learn more about the Texas Workers Comp laws, regulations, etc. This is a great resource for business owners that would like to learn more about Workers Comp in Texas. You can learn visit the
NCCI at www.ncci.com.

Additionally, you can always call our Workers Comp specialist to learn more about Texas Workers Comp. You can reach us at 925-297-4829.

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All information is general in nature and is intended to provide guidance only. It is up to you to request specific coverage options, the agency and agent do not bear this responsibility. Always read the policy if there is a questions about coverage or a claim. If any information herein should conflict with your actual policy’s specific language, the policy language will be controlling.

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