30 Jul Landscaper Workers Compensation Insurance
Landscaper Workers Compensation
Landscaping is a great business to be in as each season presents a uninque need for service. Landscapers provide a great service to the community as they keep both private and public space neat, clean, and modern. Unfortunately for you, the business owner, the use of so many tools means that there is a large risk ofinjury to your employees. Power tools, hand tools, exposure to the elements, and heay lifting can lead to injuries such as cuts, punctures, and back strains to name a few. For these reasons, not to mention it is California Law, it is important to cary Landscaper Workers Compensation Insurance.
How Much Will it Cost?
Cost for Landscaper Workers Compensation Insurance varies depending on several variables. Following are a few of the most important.
Payroll: Landscaper Workers Compensation Insurance is based upon a rate per $100 in payroll. As an example lets say you have $20,000/year in payroll and your Landscaper Workers Compensation rate is $5.00. Your rate before all premium adjustments (taxes, fees, experience modification, etc.) would be $1,000/year.
Claims History: A clear claims history will expand the number of carriers that will want to work with you. Carriers with the lowest Landscaper Workers Compensation Insurance rates favor companies with little to no claims and will offer the best pricing. As your business grows you might also be eligible to recieve an experience modification , which can drastically decrease or increase your premium depending on your claims records.
Your Broker: Working with an experienced Landscaper Workers Compensation Insurance Broker might be your smartest business decision. The more experienced and respected brokers work with more carriers, meaning that they will be able to place you with the lowest cost Landscaper Workers Compensation Insurance Carriers available. How do you find such a broker? Look no further, we are here to help!
How Do I Get A Quote?
It’s easy, simply complete the form to the right or give us a ring at 855-506-9333, we wil give you a ring within 1 business hour to discuss your Landscaper Workers Compensation Insurance needs.
All information is general in nature and is intended to provide guidance only. It is up to you to request specific coverage options, the agency and agent do not bear this responsibility. Always read the policy if there is a questions about coverage or a claim. If any information herein should conflict with your actual policy’s specific language, the policy language will be controlling.
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