Best Price Workers Comp for Pool Construction Companies

Best Price Workers Comp for Pool Construction Companies

Pool Construction Companies often have employees that should be covered under a Workers Comp policy. There are several different types of Pool Construction Operations which can make shopping for Workers Comp difficult. This blog will break down some of the basics things you should know for getting the Best Price Workers Comp for your Pool Construction Company.

Best Price Workers Comp for Pool Construction Companies – Construction Classifications

One thing that makes Workers Comp for Pool Construction Companies unique is that the type of construction can vary substantially from job to job. Pool Construction Company employees can perform a variety of tasks, including carpentry, cement work, electrical, plumbing, etc. It is important to remember that there is no single classification for Pool Construction, therefore employees should be separately classified depending on the type of construction completed by employees. The difference
in premium between these classifications can be substantial, which makes it especially important to get the classifications correct.

Best Price Workers Comp for Pool Construction Companies – Loss History

Maintaining a clean loss history can make a huge difference in your Workers Comp rates. This may seem like obvious, but few companies take the time to establish the proper safety guidelines that would prevent claims. If you own or manage a Pool Construction Company, it is your responsibility to maintain safety procedures for the company. This can include monthly safety meetings, establishing a lock-out/tag-out plan, or even just verbally explaining the company’s safety procedures to
your employees. Simple safety procedures could make a big difference in your bottom line, as it only takes one claim to affect your Workers Comp premium.

Best Price Workers Comp for Pool Construction Companies – Establishing Experience

A big part of getting the Best Price Workers Comp for your Pool Construction Company is establishing Workers Comp experience. This is particularly helpful because carriers like to look back to see that you have maintained coverage without lapses or large claims. Having lapses in coverage, even short ones can affect your eligibility with carriers immensely. This eligibility issue can in turn make it very difficult to obtain the Best Price on your Workers Comp. When purchasing Workers Comp, it is generally a good idea to enroll in automatic payments or pay the policy in full. This will avoid causing lapses in coverage over something trivial like a payment.

If you would like to learn more about obtaining the Best Price Workers Comp for your Pool Construction Company, give us a call!

You can reach our Workers Comp specialist at 925-297-4829.

All information is general in nature and is intended to provide guidance only. It is up to you to request specific coverage options, the agency and agent do not bear this responsibility. Always read the policy if there is a questions about coverage or a claim. If any information herein should conflict with your actual policy’s specific language, the policy language will be controlling.

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