Best Price Workers Comp for California Commercial Janitorial Companies

Best Price Workers Comp for California Commercial Janitorial Companies

Workers Comp for Commercial Janitorial Companies in California can be much more expensive than other states. However, there are things you can do to reduce the premium on your Workers Comp. We will explain some of the basics to make sure you get the best price for your Commercial Janitorial Company’s Workers Comp.

Best Price Workers Comp for California Commercial Janitorial Companies – State Requirements

Every state differs in their Workers Comp requirements therefore it is important to know what the requirements are for your state. In California, you are required to carry Workers Comp for all of your employees, regardless if these employees work part time or full time. If you are an owner of the Commercial Janitorial Companies, chances are you eligible to be excluded from the Workers Comp. The requirements for excluding yourself differ depending on the type of business entity your company has. For example, the requirements for S-Corporations differ from the requirements for an LLC.

Best Price Workers Comp for California Commercial Janitorial Companies- Employee Classifications

Employee Classifications play a large role in determining your estimated annual premium. This is because the rates for Commercial Janitorial differ substantially from a clerical, outside sales, or other separately classified employee. For this reason, it is critical to take the necessary time to accurately evaluate your employees’ classifications. This simple change can save you several thousand dollars depending on the size and scope of your operations.

Best Price Workers Comp for California Commercial Janitorial Companies – Shopping Workers Comp

Shopping your Workers Comp policy annually is an import part of making sure you are getting the best price possible. Workers Comp carriers’ rates for Commercial Janitorial are always changing therefore the carrier with the lowest rate last year may very well have the highest rate this year. When shopping for Workers Comp, it is important you obtain loss runs from your prior carrier and explain any safety procedures that have been implemented. This will show the carrier that you are working towards minimizing the frequency and severity of claims.

If you would like to learn more about Workers Comp for your California Commercial Janitorial Company, we would love to help you!

Give us a call at 925-297-4829.

All information is general in nature and is intended to provide guidance only. It is up to you to request specific coverage options, the agency and agent do not bear this responsibility. Always read the policy if there is a questions about coverage or a claim. If any information herein should conflict with your actual policy’s specific language, the policy language will be controlling.

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